CF Bankshares Inc.
- Market Cap (Float-Adj) (Float-adjusted market cap computed by the low-float screener — matches the screener row. May differ from the standard cap (price × all shares outstanding) reported elsewhere.)
- $202.0M
- Price
- $31.20
- % Change (Daily % change from the live per-ticker quote feed.)
- +0.35%
- Volume
- 81.1K
Quote data as of 6:11 AM ET
About
CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services in the United States. The company accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. It also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans; construction and land loans; and consumer loans, such as home equity lines of credit, home improvement loans, and loans secured by deposits and purchased loans, as well as other loans. In addition, the company provides Internet and mobile banking, remote deposit, and treasury management depository services. As of December 31, 2021, it operated five branch offices located in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio; and a loan production office located in Franklin County, Ohio. The company was formerly known as Central Federal Corporation and changed its name to CF Bankshares Inc. in July 2020. CF Bankshares Inc. was founded in 1892 and is based in Worthington, Ohio.
Quick stats
Shares outstanding6.5M
Computed float5.0M
Float sourceUnknown
Cash runway (months)Unknown
Dilution risk—
Has warrants—
Has convertibles—
Active shelf (Shelf registration (e.g. Form S-3) currently in effect — the company is pre-cleared to issue and sell new shares quickly. A standing dilution risk.)—
Active ATM (At-the-market offering — a program to sell newly issued shares directly into the open market at prevailing prices, diluting existing holders over time.)—
Key info
SectorFinancial Services
IndustryBanks - Regional
CIK (Central Index Key — the unique ID the SEC assigns to every filer. Use it to look up the company's filings on EDGAR.)0001070680
Websitehttps://www.cf.bank
AI Summary
AI-generated2mo agostandardbullishearningsCF BANKSHARES INC., PARENT OF CFBANK NA, REPORTS RESULTS FOR THE 1st QUARTER 2026
CF Bankshares reported Q1 2026 net income of $5.0 million, or $0.77 per diluted share, a 13% increase from the prior year, driven by a 23% jump in noninterest income and lower interest expense.
The company achieved $45 million in core commercial net loan growth, representing a 15% annualized rate, while the Board declared a $0.09 per share common stock dividend.
Asset quality metrics showed some deterioration with nonaccrual loans increasing to $20.3 million, largely attributed to a single non-core commercial loan placed on nonaccrual status.
Red flags
- Nonaccrual loans increased to $20.3 million from $15.3 million in Q4 2025, driven by a single $5.0 million non-core C&I loan.
- Net interest income decreased 7.0% sequentially due to lower yields and average balances.
- Efficiency ratio increased to 56.13% from 49.17% in the prior quarter.