Citizens Community Bancorp, Inc.
- Market Cap (Float-Adj) (Float-adjusted market cap computed by the low-float screener — matches the screener row. May differ from the standard cap (price × all shares outstanding) reported elsewhere.)
- $203.3M
- Price
- $21.07
- % Change (Daily % change from the live per-ticker quote feed.)
- +0.84%
- Volume
- 81.3K
About
Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. The company accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. It also offers various loan products comprising commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit. In addition, the company provides a portfolio of investments, such as mortgage-backed, corporate asset-backed, U.S. Government sponsored agency, corporate debt, and trust preferred securities. It operates through a network of 25 full-service branch in Wisconsin and Minnesota. Citizens Community Bancorp, Inc. was founded in 1938 and is based in Eau Claire, Wisconsin.
Quick stats
Shares outstanding9.7M
Computed float9.2M
Float / shares95.6%
Key info
SectorFinancial Services
IndustryBanks - Regional
CIK (Central Index Key — the unique ID the SEC assigns to every filer. Use it to look up the company's filings on EDGAR.)0001367859
Websitehttps://www.ccf.us
AI Summary
AI-generated1/10
majorbearishearnings
Citizens Community Bancorp, Inc. Reports Second Quarter 2026 Earnings of $0.11 Per Share; Board Approves Quarterly Dividend at $0.105 per Share
Citizens Community Bancorp reported Q2 2026 earnings of $1.1 million, or $0.11 per diluted share, a significant decline from $0.33 per share in the prior year and $0.39 in the prior quarter.
The earnings drop was driven by a sharp increase in the provision for credit losses to $4.33 million and a 78% sequential rise in nonperforming assets to $32.4 million, largely due to three specific loan relationships that ceased operations or were downgraded.
Despite the credit headwinds, net interest margin expanded 4 basis points to 3.22%, and the Board of Directors approved a quarterly dividend of $0.105 per share.
Red flags
- Provision for credit losses spiked 477% QoQ to $4.33 million
- Nonperforming assets increased 78% QoQ to $32.4 million
- EPS declined 66% YoY