Citizens Community Bancorp, Inc.
- Market Cap (Float-Adj) (Float-adjusted market cap computed by the low-float screener — matches the screener row. May differ from the standard cap (price × all shares outstanding) reported elsewhere.)
- $207.1M
- Price
- $21.46
- % Change (Daily % change from the live per-ticker quote feed.)
- +0.70%
- Volume
- 17.8K
About
Citizens Community Bancorp, Inc. functions as the parent entity for Citizens Community Federal N.A., offering a comprehensive array of conventional banking solutions to businesses, agricultural enterprises, and individual customers. The company facilitates client deposits through diverse products, including checking accounts, savings and money market accounts, and certificates of deposit (CDs). Its lending portfolio is equally broad, encompassing commercial real estate loans, commercial and industrial financing, agricultural land and operational loans, consumer credit, mortgages for one-to-four family residences, and home equity lines of credit. Furthermore, Citizens Community Bancorp manages an investment portfolio featuring various securities such as mortgage-backed, corporate asset-backed, U.S. government agency-sponsored, corporate debt, and trust preferred instruments. Its operations span Wisconsin and Minnesota, supported by a network of 25 full-service branches. Established in 1938, the bank holding company is headquartered in Eau Claire, Wisconsin.
Quick stats
Shares outstanding9.7M
Computed float8.4M
Float / shares86.5%
Key info
SectorFinancial Services
IndustryBanks - Regional
CIK (Central Index Key — the unique ID the SEC assigns to every filer. Use it to look up the company's filings on EDGAR.)0001367859
Websitehttps://www.ccf.us
AI Summary
AI-generated1/12
majorbearishearnings
Citizens Community Bancorp, Inc. Reports Second Quarter 2026 Earnings of $0.11 Per Share; Board Approves Quarterly Dividend at $0.105 per Share
Citizens Community Bancorp reported Q2 2026 earnings of $1.1 million, or $0.11 per diluted share, a significant decline from $0.33 per share in the prior year and $0.39 in the prior quarter.
The earnings drop was driven by a sharp increase in the provision for credit losses to $4.33 million and a 78% sequential rise in nonperforming assets to $32.4 million, largely due to three specific loan relationships that ceased operations or were downgraded.
Despite the credit headwinds, net interest margin expanded 4 basis points to 3.22%, and the Board of Directors approved a quarterly dividend of $0.105 per share.
Red flags
- Provision for credit losses spiked 477% QoQ to $4.33 million
- Nonperforming assets increased 78% QoQ to $32.4 million
- EPS declined 66% YoY