First Northern Community Bancorp
- Market Cap (Float-Adj) (Float-adjusted market cap computed by the low-float screener — matches the screener row. May differ from the standard cap (price × all shares outstanding) reported elsewhere.)
- $287.1M
- Price
- $17.50
- % Change (Daily % change from the live per-ticker quote feed.)
- +0.34%
- Volume
- 197.1K
About
First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits. It also provides commercial, commercial real estate, agriculture, residential mortgage, residential construction, and consumer loans. In addition, the company provides debit and credit cards; investment and brokerage services; alternative investment products, and fiduciary and other financial services; equipment leasing, merchant card processing, payroll, and international banking services through third parties; and other customary banking services. Further, it rents safe deposit boxes. The company operates branches located in the cities of Auburn, Colusa, Davis, Dixon, Fairfield, Orland, Rancho Cordova, Roseville, Sacramento, Vacaville, West Sacramento, Winters, Willows, and Woodland; satellite banking office inside a retirement community in the city of Davis; and residential mortgage loan office in Davis. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California.
Quick stats
Shares outstanding16.4M
Computed float14.5M
Float / shares88.5%
Key info
SectorFinancial Services
IndustryBanks - Regional
CIK (Central Index Key — the unique ID the SEC assigns to every filer. Use it to look up the company's filings on EDGAR.)0001114927
Websitehttps://www.thatsmybank.com
AI Summary
AI-generated1/8
minormixedearnings
First Northern Community Bancorp Reports Second Quarter 2026 Net Income of $4.7 Million
First Northern Community Bancorp reported Q2 2026 net income of $4.7 million, or $0.29 per diluted share, a 13.5% decrease from the prior year's quarter.
Management attributed the earnings dip to elevated operating expenses related to an accelerated systems upgrade project, which is expected to continue into the fourth quarter.
Despite the expense pressure, the company highlighted strong loan growth, improved credit quality, and recent milestones including an uplisting to the Nasdaq Capital Market and inclusion in the Russell 3000 Index.
Red flags
- Q2 net income down 13.5% YoY
- Efficiency ratio increased to 63.69% from 58.91% YoY
- ROAA declined to 0.98% from 1.18% YoY
- Systems upgrade project causing elevated operating expenses