First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, single tenant lease, public, specialty, healthcare and finance, small business lending, commercial deposits and treasury management, franchise finance, residential mortgage, home equity, and other consumer loans. In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, manage, service, and safekeeping of municipal securities; and offers corporate credit cards. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.
First Internet Bank Report Finds U.S. Consumers Take Charge of Finances; However, They Seek Easier Answers
First Internet Bank released its Do More Business survey of 1,000 U.S. adults, finding 46% followed a budget in the past six months, 36% reduced debt, and 31% built emergency savings.
Alongside the survey, the Bank highlighted the beta launch of its Model Context Protocol (MCP), which lets eligible customers connect read-only account information to AI assistants like OpenAI's ChatGPT and Anthropic's Claude; AI assistants cannot move money or change accounts.
The Bank, a subsidiary of First Internet Bancorp (Nasdaq: INBK), reported $5.6 billion in assets as of June 30, 2026. The MCP beta positions the bank as an early mover in AI-driven banking but is too early-stage to affect near-term financials.