Investar Holding Corporation acts as the parent company for Investar Bank, delivering a wide spectrum of financial products and services. The bank caters to both individual clients and small to mid-sized businesses throughout South Louisiana. Its offerings include a diverse suite of deposit accounts such as savings, checking, money market, and individual retirement accounts, along with various certificates of deposit. Customers also benefit from contemporary banking tools like debit cards and mobile banking platforms. Investar Bank provides extensive lending options, spanning commercial real estate, commercial and industrial loans (including working capital lines and equipment financing), and construction loans for commercial, single-family residential, and multi-family developments. Residential lending for one-to-four family properties, such as second mortgages, is also available, alongside a variety of consumer loans for personal, family, and household needs, including secured and unsecured installment loans, home equity lines of credit, and auto loans. For its business clientele, the company offers sophisticated cash management solutions, featuring remote deposit capture, virtual vault, electronic statements, positive pay, ACH origination, wire transfers, investment sweep accounts, and business internet banking. Additional banking conveniences include cashier's checks, direct deposit services for payroll and social security, night depository, bank-by-mail, automated teller machines (ATMs), interactive teller machines (ITMs), merchant card services, and mobile wallet payment capabilities. Founded in 2006, Investar Holding Corporation is based in Baton Rouge, Louisiana, and conducts its operations through a network of 24 full-service branches.
Investar Holding Corporation Announces 2026 Second Quarter Results
Investar Holding Corporation reported Q2 2026 net income of $8.9 million, or $0.61 per diluted share, a substantial increase from $4.5 million, or $0.46 per share, in the prior year period.
The net interest margin improved 64 basis points year-over-year to 3.67%, driven by a lower cost of funds, while the efficiency ratio deteriorated slightly to 67.49%.
Capital return initiatives included a 9% increase in the quarterly dividend to $0.12 per share and the repurchase of 27,235 shares at an average price of $27.68 during the quarter.