Kingstone Companies, Inc., through its operating entity Kingstone Insurance Company, focuses on delivering property and casualty insurance to individual clients across New York. The firm's product range encompasses various personal lines, including coverage for homeowners, multi-peril dwelling fire incidents, cooperative and condominium units, renters, and personal umbrella liability. Beyond personal policies, Kingstone also offers specialized physical damage-only insurance for commercial for-hire vehicles such as livery cars, car services, and taxicabs, alongside canine legal liability policies and reinsurance solutions. Its offerings are distributed through a broad network of retail and wholesale agents and brokers. Founded in 1886 and headquartered in Kingston, New York, the company was formerly known as DCAP Group, Inc., prior to its name change in July 2009.
Kingstone Reports Second Quarter 2026 Results
Kingstone reported its most profitable quarter in company history, with Q2 net income reaching $15.5 million and diluted EPS rising 35% year-over-year to $1.05.
The company returned capital to shareholders by increasing its quarterly dividend by 20% to $0.06 per share and authorizing a share repurchase program during the quarter.
Despite the strong Q2 performance, six-month net income fell 36.2% to $9.7 million due to elevated catastrophe losses in the first quarter; full-year guidance for premium growth and combined ratio was reaffirmed.