NI Holdings, Inc.
- Market Cap (Float-Adj) (Float-adjusted market cap computed by the low-float screener — matches the screener row. May differ from the standard cap (price × all shares outstanding) reported elsewhere.)
- $303.0M
- Price
- $14.85
- % Change (Daily % change from the live per-ticker quote feed.)
- +0.54%
- Volume
- 5.0K
About
NI Holdings, Inc. provides a comprehensive range of property and casualty insurance policies across the United States. Their product portfolio includes coverage for personal and specialized automobile risks, residential properties, agricultural holdings, various types of crop damage (including hail and multi-peril), and general liability. Established in 1946, the company's primary operations are situated in Fargo, North Dakota, as a subsidiary of Nodak Mutual Group, Inc.
Quick stats
Shares outstanding20.4M
Computed float7.6M
Float / shares37.3%
Key info
SectorFinancial Services
IndustryInsurance - Property & Casualty
CIK (Central Index Key — the unique ID the SEC assigns to every filer. Use it to look up the company's filings on EDGAR.)0001681206
AI Summary
AI-generated1/4
standardbullishearnings
NI Holdings, Inc. Reports Results for Second Quarter Ended June 30, 2026
NI Holdings returned to profitability in Q2 with basic EPS of $0.01, swinging from a loss of $(0.57) in the prior year, as favorable reserve development in Non-Standard Auto supported the turnaround.
Gross premiums written declined 4.1% to $107.2 million due to the strategic exit from the Non-Standard Auto segment, but the combined ratio improved significantly to 107.7% from 125.1%.
Pre-tax catastrophe losses totaled $15.0 million, down from $20.0 million a year ago, while net investment income decreased 10.7% to $2.8 million.
Red flags
- Combined ratio remains above 100% at 107.7%, indicating underwriting operations are still unprofitable
- Gross premiums written declined 4.1% year-over-year driven by strategic exit