NI Holdings, Inc.
- Market Cap (Float-Adj) (Float-adjusted market cap computed by the low-float screener — matches the screener row. May differ from the standard cap (price × all shares outstanding) reported elsewhere.)
- $312.0M
- Price
- $15.29
- % Change (Daily % change from the live per-ticker quote feed.)
- +0.03%
- Volume
- 14.4K
About
NI Holdings, Inc. underwrites property and casualty insurance products in the United States. The company's products include private passenger auto, non-standard automobile, homeowners, farm owners, crop hail and multi-peril crop, and liability insurance policies. The company was founded in 1946 and is headquartered in Fargo, North Dakota. NI Holdings, Inc. is a subsidiary of Nodak Mutual Group, Inc.
Quick stats
Shares outstanding20.4M
Computed float7.6M
Float / shares37.5%
Key info
SectorFinancial Services
IndustryInsurance - Property & Casualty
CIK (Central Index Key — the unique ID the SEC assigns to every filer. Use it to look up the company's filings on EDGAR.)0001681206
AI Summary
AI-generated1/2
standardbullishearnings
NI Holdings, Inc. Reports Results for Second Quarter Ended June 30, 2026
NI Holdings returned to profitability in Q2 with basic EPS of $0.01, swinging from a loss of $(0.57) in the prior year, as favorable reserve development in Non-Standard Auto supported the turnaround.
Gross premiums written declined 4.1% to $107.2 million due to the strategic exit from the Non-Standard Auto segment, but the combined ratio improved significantly to 107.7% from 125.1%.
Pre-tax catastrophe losses totaled $15.0 million, down from $20.0 million a year ago, while net investment income decreased 10.7% to $2.8 million.
Red flags
- Combined ratio remains above 100% at 107.7%, indicating underwriting operations are still unprofitable
- Gross premiums written declined 4.1% year-over-year driven by strategic exit