Provident Financial Holdings, Inc.
- Market Cap (Float-Adj) (Float-adjusted market cap computed by the low-float screener — matches the screener row. May differ from the standard cap (price × all shares outstanding) reported elsewhere.)
- $112.2M
- Price
- $17.91
- % Change (Daily % change from the live per-ticker quote feed.)
- -0.22%
- Volume
- 8.4K
About
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. The company also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. It operates through 12 full-service banking offices in Riverside County and one full-service banking office in San Bernardino County. The company was founded in 1956 and is based in Riverside, California.
Quick stats
Shares outstanding6.3M
Computed float4.8M
Float / shares76.1%
Key info
SectorFinancial Services
IndustryBanks - Regional
CIK (Central Index Key — the unique ID the SEC assigns to every filer. Use it to look up the company's filings on EDGAR.)0001010470
Websitehttps://www.myprovident.com
AI Summary
AI-generated1/14
majorbullishearnings
Provident Financial Holdings Reports Fourth Quarter And Fiscal 2026 Results
Provident Financial Holdings reported Q4 net income of $2.18 million, up 61% sequentially and 34% year-over-year, driven by a 27 basis point expansion in net interest margin to 3.21%.
Asset quality improved with the non-performing assets ratio dropping to 0.04%, while the efficiency ratio improved to 73%.
The company repurchased nearly 90,000 shares during the quarter at an average cost of $16.97 and paid a quarterly dividend of $0.14 per share.