QNB Corp.
- Market Cap (Float-Adj) (Float-adjusted market cap computed by the low-float screener — matches the screener row. May differ from the standard cap (price × all shares outstanding) reported elsewhere.)
- $282.9M
- Price
- $45.56
- % Change (Daily % change from the live per-ticker quote feed.)
- +1.00%
- Volume
- 15.2K
About
QNB Corp. operates as the bank holding company for QNB Bank that engages in the provision of commercial and retail banking products, and retail brokerage services in the United States. The company offers demand and savings accounts, such as money market accounts, interest-bearing demand accounts, club accounts, traditional statement savings accounts, and online savings account, as well as time deposits, including certificates of deposit and individual retirement accounts. It also provides commercial real estate loans comprising construction and land development loans; industrial loans; commercial and industrial loans; residential real estate loans; residential mortgage loans; consumer loans; fixed-rate home equity loans and variable-rate home equity lines of credit; and purchases investment securities. In addition, the company offers retail brokerage and advisory services; insurance products; merchant services; ATM, and debit and credit card services; and internet and mobile-banking, electronic bill pay, and remote deposit capture services. QNB Corp. was founded in 1877 and is based in Quakertown, Pennsylvania.
Quick stats
Shares outstanding6.2M
Computed float5.5M
Float / shares88.9%
Key info
SectorFinancial Services
IndustryBanks - Regional
CIK (Central Index Key — the unique ID the SEC assigns to every filer. Use it to look up the company's filings on EDGAR.)0000750558
Websitehttps://www.qnbbank.com
AI Summary
AI-generated1/12
standardbullishoperations update
QNB Corp. Announces the Execution of a Strategic Repositioning
QNB Corp. sold $254.4 million in book value of available-for-sale securities carrying a 1.59% weighted-average yield — about 46.8% of its total securities portfolio — and unwound $162.0 million of pay-fixed swaps, a move expected to produce a net pre-tax loss of approximately $26.2 million in Q3 2026 results.
Net proceeds are being redeployed into high-yielding, low-risk securities and loan growth at an expected blended weighted-average yield of approximately 5.45%.
Management expects the repositioning to be accretive to earnings, net interest margin, and return on average assets, with the loss recovered in under four years; there is no impact to shareholders' equity or book value per share since AFS unrealized losses were already deducted from equity, and capital remains above well-capitalized minimums.
Red flags
- Q3 2026 headline results will include a ~$26.2M pre-tax loss, which will look weak on its face
- Payback (under 4 years) assumes reinvestment at ~5.45% blended yield; falling rates or widening spreads could extend the recovery period