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Redwood Financial, Inc., established in 1924 and headquartered in Redwood Falls, Minnesota, functions as the financial holding company for HomeTown Bank. This institution provides a comprehensive suite of banking and financial services throughout Minnesota. Its offerings encompass a wide range of deposit options, including checking, savings, money market, and demand accounts, alongside IRAs, HSAs, and certificates of deposit. Lending solutions are equally diverse, covering personal, home equity, real estate, business, and agricultural financing. Beyond traditional banking, the company also provides a varied portfolio of insurance products, such as property, casualty, crop, and health/life coverage. Customers benefit from a host of convenience and business services like ATMs, bill pay, notary, safe deposit boxes, wire transfers, positive pay, remote deposit capture, merchant card services, and ACH transaction processing. Additionally, it offers credit cards and robust digital banking options through online, phone, and mobile platforms. Its extensive client base includes individuals, businesses, and the agricultural community.