Regional Management Corp.
- Market Cap (Float-Adj) (Float-adjusted market cap computed by the low-float screener — matches the screener row. May differ from the standard cap (price × all shares outstanding) reported elsewhere.)
- $310.5M
- Price
- $33.56
- % Change (Daily % change from the live per-ticker quote feed.)
- -1.24%
- Volume
- 118.7K
About
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. In addition, its loans are sourced through branches, centrally managed direct mail campaigns, digital partners, and retailers, as well as its consumer website. As of February 24, 2022, the company operated through a network of approximately 350 branches in 14 states. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.
Quick stats
Shares outstanding9.2M
Computed float7.7M
Float / shares83.3%
Key info
SectorFinancial Services
IndustryFinancial - Credit Services
CIK (Central Index Key — the unique ID the SEC assigns to every filer. Use it to look up the company's filings on EDGAR.)0001519401
AI Summary
AI-generated1/25
standardmixedearnings
Regional Management Corp. Announces Second Quarter 2026 Results
Regional Management reported Q2 revenue of $168 million, up 6.7% year-over-year, while improving its operating expense ratio by 80 basis points to 12.4%.
Despite the revenue growth, quarterly net income fell 19.6% to $8.2 million with EPS of $0.85, as tighter underwriting and a competitive environment weighed on origination volumes and increased the net credit loss rate to 12.2%.
Year-to-date performance remained strong with net income and EPS up 14% and 17% respectively, and the company declared a $0.30 per share dividend while advancing its bank partnership and digital lending capabilities.
Red flags
- Q2 net income down 19.6% year-over-year
- Q2 diluted EPS down 17.5% year-over-year
- Net credit loss rate increased to 12.2% from 11.9% in the prior-year period
- Portfolio growth fell short of expectations