Sound Financial Bancorp, Inc.
- Market Cap (Float-Adj) (Float-adjusted market cap computed by the low-float screener — matches the screener row. May differ from the standard cap (price × all shares outstanding) reported elsewhere.)
- $112.6M
- Price
- $47.31
- % Change (Daily % change from the live per-ticker quote feed.)
- -0.92%
- Volume
- 2.0K
About
Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also provides loans secured by first and second mortgages on one-to-four family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commercial vehicles and equipment, as well as loans secured by accounts receivable and/or inventory; and secured and unsecured consumer loans, such as new and used manufactured homes, floating homes, automobiles, boats and recreational vehicle loans, and loans secured by deposit accounts, and insurance products and services. Sound Financial Bancorp, Inc. was founded in 1953 and is headquartered in Seattle, Washington.
Quick stats
Shares outstanding2.4M
Computed float1.3M
Float / shares56.2%
Key info
SectorFinancial Services
IndustryBanks - Regional
CIK (Central Index Key — the unique ID the SEC assigns to every filer. Use it to look up the company's filings on EDGAR.)0001541119
Websitehttps://www.soundcb.com
AI Summary
AI-generated1/4
standardbullishearnings
Sound Financial Bancorp, Inc. Q2 2026 Results
Sound Financial Bancorp reported Q2 net income of $2.5 million, or $0.98 per diluted share, an increase from $0.79 per share in the prior year, driven by a 22 basis point expansion in net interest margin to 3.73%.
The Board of Directors declared a cash dividend of $0.21 per share, payable August 21, 2026, while the company continued to optimize its balance sheet by reducing higher-cost deposits and repaying FHLB advances.
Total assets decreased 4.2% sequentially to $1.07 billion, though credit quality metrics deteriorated with total nonperforming assets rising 121% year-over-year to $8.1 million.
Red flags
- Total nonperforming assets increased 121% year-over-year to $8.1 million