Texas Capital Bancshares, Inc.

Texas Capital Bancshares, Inc. serves as the parent company for Texas Capital Bank, a comprehensive financial institution dedicated to delivering tailored solutions to businesses, entrepreneurs, and individual clients. Its diverse offerings encompass commercial, consumer, and investment banking, alongside wealth management services. For businesses, it facilitates operations with deposit products such as commercial checking, lockbox, and cash concentration accounts, complemented by services like information reporting, wire and ACH initiation, account transfers, and integrated solutions. Individual clients can access a range of consumer deposit options, including checking, savings, money market accounts, and certificates of deposit. The institution extends commercial credit for various corporate requirements, including financing working capital, supporting internal expansion, facilitating acquisitions, and covering business insurance premiums. Further lending capabilities include financing for exploration and production firms, mortgage finance, and real estate ventures spanning commercial properties, residential homebuilders, and Small Business Administration (SBA) programs. For residential clients, it provides first and second lien loans for purchasing or constructing 1-4 family homes, home equity lines of credit, and financing for land acquisition intended for future residential development. Additionally, the company offers equipment financing, leasing services, and letters of credit. An array of digital banking services, including online and mobile platforms, debit and credit cards, are also available. Supplementary offerings encompass escrow services, personalized wealth management, trust administration, and the unique benefit of American Airlines AAdvantage miles for depositors. Its operational footprint covers major Texas metropolitan areas: Austin, Fort Worth, Dallas, Houston, and San Antonio. Established in 1996, Texas Capital Bancshares, Inc. maintains its headquarters in Dallas, Texas.